Make sure you research all possibilities before attending a graduate program and annually while enrolled in one. For example, you may work in a professor’s microbiology lab, conduct investigations and publish your findings during a research assistantship, or you may teach Writing 101 classes to first year students as part of a master’s of English teaching assistantship for a stipend. Assistantships where a program will waive your tuition and pay you a stipend while you attend school in exchange for you conducting research or teaching for the program are particularly common in the sciences. Self-help aid includes loans that must be repaid or work-study funds that must be earned through working on campus. Gift-aid includes grants, fellowships and scholarships (institutional or external) that do not have to be repaid or earned. Financial aid for post-baccalaureate education generally is awarded in two forms: gift-aid and self-help aid.
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